Coldwell Banker Realty - Westford
Coldwell Banker Realty - Westford
Steve Smith, Coldwell Banker Realty - Westford Phone: (978) 808-5284
Email: [email protected]

Does your homeowners insurance cover termite damage?

by Steve Smith 03/20/2023

yellow image with figure of termite

Owning a home can be a wonderful experience. You have your very own space to do as you please. However, there are also many challenges to homeownership. Every year, many homeowners battle termite damage. This guide provides a basic understanding of termite damage coverage and how to protect your home from these critters. 

Does homeowners insurance cover termite damage to your home? 

Unfortunately, home insurance policies don’t offer coverage for damages to your property from termite infestations. Subterranean termites tunneling and eating away at your home is a slow process, whereas homeowners insurance is reserved for unforeseen emergencies and accidents. Insurance companies consider termite prevention as a normal part of home maintenance. 

How do you detect termite damage?

So, how do you detect termites to prevent damage? Doing routine checks a few times a year can greatly help in spotting a termite infestation before extreme damages occur. For example, you may notice a pile of insect wings. A specialist can identify if they belong to termites and examine your home for damages. Hiring a professional usually costs around $50 to $200. 

Defend your home from termites

With the right preventative measures, you can stop termites from invading your home. These include: 

  • Not stockpiling firewood close to your home. 
  • Make sure water from storm drains doesn’t fall too close to your home’s foundation.
  • Check areas around your home for tunneling. 

Termite damage can be an annoyance. However, the right surveillance and being proactive will protect your space. Speak with a local termite specialist today for more information.

About the Author
Author

Steve Smith

Let me show you what customer service is all about! Contact me to help you buy or sell your home hassle-free. It's about life. Your life!

Licensed Realtor in MA and NH Multi-Million Dollar Producer

BA - Management - Bentley University BS - Computer Information Systems - Bentley University

Serving the Nashoba and Merrimack Valley areas.  Groton resident for over 25 years, Top Producer with CBR, Office and Real Estate Board since 2004.